Acceptance of Terms

By accessing and using Money IO, you accept and agree to be bound by these Terms of Service.

Eligibility

You must be at least 13 years old to use this app. By using Money IO, you represent that you meet this requirement.

Service Description

Money IO is a personal finance management application that helps users track expenses, income, and manage budgets.

User Responsibilities

You are responsible for maintaining the security of your device and data. You agree to:

• Provide accurate and complete information
• Maintain the security of your PIN if enabled
• Regularly backup your data
• Use the service for lawful purposes only

Data Policy

Your financial data is stored locally in your browser's IndexedDB and optionally in your Google Drive account if you enable sync. We do not collect or access this data in any way.

Limitations of Liability

The app is provided "as is," without warranties of any kind, express or implied. We are not liable for any loss or damages arising from the use of the app or reliance on its calculations.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service constitutes acceptance of modified terms.

Contact

If you have any questions about these Terms, please contact us through our support page.